Criminal Convictions

The majority of mainstream Insurance Companies will refuse to
insure you if you have a criminal conviction that is
not spent. Some Insurers ask if you have ever had a conviction
and do not specify that you do not have to mention those
that are spent. This has caused problems for some policy holders
who haven't told their insurance companies they have a conviction
(whether spent or not) when they lodge a claim. Most Insurers say
you should inform them if you or any member of your
household has a conviction even if it is spent. This includes children
and or any individual staying at the property be it temporary or permanent.
You can check whether or not a conviction is
spent by visiting www.unlock.org.uk


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